Introduction
Bhima jeweller’s journey began in 1925 and has an outstanding heritage of precious metal expertise.
In other words, It is one of the most well-known jewellery companies in India and the middle east.
One of the leading jewellers in India, they are well aware of what the bride of today needs and have all the latest designs.
These jewellers offer their customers a plan to invest in gold in a way that helps grow savings and avoid the risk of storing physical gold. However, The scheme is helpful to those who need to buy gold in the future.
Customers can buy the gold at the current market rates. In addition, this gold scheme is consumer-friendly offering maximum return for your funds invested.
This scheme knows as Bhima Jewellery Gold Scheme 2023 or Bhima Gold Tree.
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Bhima Jewellery Gold Scheme
The Bhima Gold Tree is one of our most prestigious schemes.
The scheme is instituted to insure against the risk of fluctuations in gold rates in the international market.
This scheme undertakes to give the maximum return for your amount and is customer-friendly, flexible and easy to comprehend.
With a smaller instalment rate, gold investments are no more a hurdle.
In addition, this facilitates easy payment at all Federal Bank Branches across India.
There are three schemes under the Bhima Gold Tree scheme which are Samruddhi, Apoorva, and Delite Diamond.
Let’s look at the schemes one by one along with examples.
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Samruddhi Scheme
Minimum Investment | Rs. 500/- |
Maximum Investment | Multiples of Rs. 500/- |
Tenure | 18 Months |
Account | Offline Mode only |
Transferable | NA |
Nominee facility | Yes |
Benefit | Member will get two months’ benefit amount at the end of the maturity date. On maturity members will get a benefit added to the amount contributed by them to select and collect ornaments. |
Example
Monthly Installment | Benefit | Total |
---|---|---|
500 X 18 = 9,000 | 1000 | 10000 |
5000 X 18 = 90,000 | 10,000 | 1,00,000 |
20,000 X 18 = 3,60,000 | 40,000 | 4,00,000 |
Apoorva Scheme
Minimum Investment | Rs. 1000/- |
Maximum Investment | Multiples of Rs. 1000/- |
Tenure | 11 Months |
Account | Offline Mode only |
Transferable | NA |
Nominee facility | Yes |
Benefit | Member will get a 1-month benefit amount at the end of the maturity date. On maturity members will get a benefit added to the amount contributed by them to select and collect ornaments. |
Example
Monthly Installment | Benefit | Total |
---|---|---|
1,000 X 11 = 11,000 | 1000 | 12,000 |
5,000 X 11 = 55,000 | 5000 | 60,000 |
20,000 X 11 = 2,20,000 | 20,000 | 2,40,000 |
Bhima Dlite Diamond Scheme
Minimum Investment | Rs. 1000/- |
Maximum Investment | Multiples of Rs. 1000/- |
Tenure | 18 Months |
Account | Offline Mode only |
Transferable | NA |
Nominee facility | Yes |
Benefit | Member will get three months’ benefit amounts at the end of the maturity date. On maturity members will get a benefit added to the amount contributed by them to select and collect(Exclusively for Diamond/Platinum ornaments) only. |
Example
Monthly Installment | Benefit | Total |
---|---|---|
1,000 X 18 = 18,000 | 3000 | 21,000 |
5,000 X 18 = 90,000 | 15,000 | 1,05,000 |
20,000 X 18 = 3,60,000 | 60,000 | 4,20,000 |
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Note: There may be changes in the schemes, hence confirm with the retailers before you save through them.
Helpline Numbers
Number | 0474-2766127 / 2766128(Lan), 7025136333(Mob) |
Email Id | customercare@bhima.in, info@bhima.in |
Bhima and Brother Bullion Pvt.Ltd. Near Railway Station Kollam – Kerala – 691001 |
Required Documents
- Recent passport size colour photograph.
- Self-attested ID proof:
- PAN card
- Passport
- Driving Licence
- Aadhaar card, etc.
Bhima Jewellery Gold Scheme Payment
- Cash at the store of Bhima Jewels.
- Online Payments are allowed only if the payment of the first instalment is paid at the cash collection store in person.
In addition, facilitates easy payment at all Federal Bank Branches across India. - Credit cards, debit cards, cheques and various other modes of payment are not accepted.
- NEFT and RTGS transfer.
Bhima Jewellery Gold Scheme Terms and Conditions
- The payment must be made to the Bhima’s store at which the Gold Tree account is registered.
- The subscriber can use the same amount for the buy of jewellery only from the same jeweller.
In fact, this amount does not transfer from one jeweller to another. - The subscriber cannot get any refund or voucher for the cash amount that he has invested.
- The Invested amount can be used for purchasing platinum, gold, diamond, silver jewellery or silver articles only, not even coins, gold ingots or 24CT bullion.
- Changes in government tax rules will be applied correspondingly.
- Making charges will be calculated based on the billing day’s gold rate.
- The jewellery under this scheme will be subject to making charges and all applicable government taxes.
- At least six months of continuous payment must be made to be eligible for benefits.
How to Enroll in the Bhima Jewellery Gold Scheme?
Time needed: 3 minutes
Follow the steps given below to apply the gold Saving Scheme offline
- Visit
Visit one of the Bhima stores.
- Fill out the Application form
Then make the first instalment payment along with the completed application form.
- Required Document
Submitted the Self-attested ID proof along with the Application form.
- Smart Card
A receipt card will be issued to record instalments.
- Transactions
Transactions can only be done during working hours,(10.00 A.M to 6.00 P.M)
Monday thru Saturday.
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Source – Bhima