Gold Scheme in Kalyan Jewellers – Review 2023 | Monthly Online Pay | T&C

Gold Scheme in Kalyan Jewellers

Gold Scheme in Kalyan Jewellers


Kalyan Jewellers India Pvt Ltd is an India-based jewelry retailer.
The Company is engaged in offering Gold, Diamond, Platinum, and Silver jewelry products.
In other words, this Jewellers is one of the largest jewelry store chains in India with showrooms in various locations in most of the states in India.
The services provided by Kalyan Jewellers include jewelry purchase advance schemes, gold, insurance, wedding purchase planning, advance booking of purchases to protect against price increases, sale of gift vouchers, and gold buying tips and education. However, the “Purchase Advance Scheme” is one of the best gold schemes in Kalyan Jewellers.
The Company has approx. 130+ retail stores spread across India and the Middle East.

In addition, the company has announced the acquisition of online jewelry firm Candere.
However, Established in 2013, Candere sells jewelry online in India, the US, and the UK.
It has a portfolio of over 5,000 designs, including a strong offering in the high-growth diamond jewelry segment.
In addition,  you can also buy the gold scheme online using the candere website.

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Purchase Advance Scheme

SchemePurchase Advance Scheme
BenefitsAt the time of enrollment, the subscriber has to choose a product in terms of size, length, and weight. However, during the 8th month, the subscriber is given an option to change the selected product or reconfirm the previous one.
After that, a monthly installment (EMI) has to be made every 30 days for a period of 11 months.
After paying the 11th month’s installment money, the plan can be closed.
In conclusion, the subscriber can go into the jeweler’s showroom within a period of 10-20 days and pay any balance which is pending and collect the ornament.
EligibilityAll of the Indian residents (Individuals, Trust, HUFs, Financial Institutes, Universities, etc.).
Registration FeesINR 0/-.
EnrollmentOnline or by visiting the nearest Kalyan Jewellers Showroom (offline).
Minimum InvestmentINR 500/-.
Maximum InvestmentINR 40,000/-.
Tenure365 days.
PaymentOffline – through cash, cards, demand draft, cheque, ECS, etc. at showrooms.
Online – through candere website using cards, net-banking.
Nominee FacilityYes

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Required Documents

  • PAN card
  • Passport
  • Driving License
  • Aadhar card
  • Voter ID card
    However, original identity proof is required at the time of closure of the same person who had purchased the scheme.

Kalyan Jewellers Gold Scheme Monthly Online Pay

  • Online Enrollment– The subscriber can pay the installments of existing schemes through the Candere website.
  • Offline Enrollment– For pay the monthly installment, You can visit the “” site.

Kalyan Jewellers Gold Scheme Terms and Conditions

  • If the subscriber fails to pay the balance amount within the 12th month, then the sale of the ornament will be canceled. However, The money will be refunded through a DD(Demand draft) sent via registered post to the address listed at the time of enrollment.
  • The subscriber cannot get any refund or any voucher for the cash amount that he has invested.
  • Changes in government tax rules will be applied correspondingly.
  • For gold cardholders, this scheme is not eligible for any points.
  • In case you miss a payment/delay in making the payment, the making charges will be increased.
    In other words, for every month the payment is delayed, the making charges will be increased by 0.25 percent as a penalty.
  • If the ornament is not collected within 20 days after the completion of the scheme, the sale is booked by the jeweler and the ornament is kept aside for you.
  • There is an extra charge on delivery for people who wish to take this scheme online.

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How to Enroll in the Kalyan Jewellers Gold Scheme?


Time needed: 5 minutes

Follow the steps given below to apply the gold scheme online or offline.

  1. Offline Enrollment Process

    Enrollment in the scheme can be easily done by walking into a Kalyan Jewellers store.
    Firstly, you can choose the ornament & fill out the application form based on the ornament.

  2. Login/Sign Up Now

    To pay the monthly installment, You can visit the “” site.
    Enter your registered Scheme ID or Mobile Number and then click on the “Login/Sign Up Now” option.
    The system will send an OTP to your registered mobile number.
    In order to complete the sign-up process, Enter the OTP and click on the submit button.

  3. Schemes Registered

    In the next step, You can check your scheme using the scheme tab from the top menu.

  4. Online Monthly Installment

    Now, you can do the monthly payment using the payment option.
    In addition, You can also check the “Payment History” as well as set the “Auto debit opt-out” option.

  5. Online Enrollment Process

    Visit the site.

  6. Sign Up form

    Click on the “Sign Up Now” option from My account (New subscriber-only).
    Fill in the mandatory fields such as Name Mobile Number, etc., and click on create an account.
    After that, enter the OTP and click on the submit button.

  7. Scheme

    Go to the Scheme section from the trending tab.

  8. Select the Ornament

    You can choose the ornament & fill out the online form based on the selected ornament.
    In the next step, Make the payment digitally by selecting the convenient mode of payment.
    After that, you will get a copy of the advance receipt via email.

  9. Online Pay

    In addition, you can pay your installments in your existing schemes via the ‘My Account” section.

Kalyan Jewellers Helpline Numbers


NoteThere may be changes in the schemes, hence confirm with the retailers before you save through them.
Helpline Number1800 – 4257333
Writing toTC 32/204/2, Sitaram Mill Road,
Punkunnam, Thrissur – 680 002.

Also Read What is Gold Saving Scheme in GRT? | Benefits | Online Payment

Source – Kalyan Jewellers