PNG Gold Scheme
PNG Jewellers Pvt. Ltd. is a Luxury Goods and Jewelry firm and has a head office in Pune, Maharashtra, India. It was founded in 1832. PNG Jewellers specializes in luxury goods and jewelry.
You can explore the pretty collection that the company has to offer you and ensure that you shine the brightest on your wedding festivities. They offer a variety of real jewellery that can be found in silver, gold, diamond and platinum collection.
The company has rolled out a special Future Purchase Plan(FPP) Scheme also known as PNG Gold Scheme 2023, to help you save up for wedding jewellery, baby shower presents as well as birthday gifts and, guess what, there is a number of advantages too. Here are the key features of the scheme.
Features
Scheme Type with Example
| Scheme | Instalment | Payment | Total Instalment | Discount |
|---|---|---|---|---|
| Gold jewellery | 3,000 | 10 months | 30,000 | 1,800 |
| Bullion | 3,000 | 10 months | 30,000 | 2,250 |
| Diamond jewellery | 3,000 | 10 months | 30,000 | 3,000 |
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Terms and Conditions of PNG Gold Scheme
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PNG Gold Scheme Payment & Enrollment Process
Time needed: 5 minutes
Follow the steps given below for applying the scheme offline and payment online.
- Offline Enrollment Process
Enrollment in the scheme can be easily done by walking into a PNG jewellers store.
Fill in a simple Application Form and submit it along with any of the documents for identity proof. - Nominee Detail
You may also nominate any person as a nominee to your account. You need to provide the name & contact details & and identification proof of the nominee.
- Online Payment
Sign up for the FPP and get a unique FPP scheme ID, starting with ‘FPP’
Log in to your internet banking site and create a new beneficiary (Adding PNGJPL as a prefix to your unique FPP scheme ID – PNGJPLFPP****** to get the account number of 16 characters)
For instance: Name of the beneficiary: P N Gadgil Jewellers Pvt Ltd Name of the bank: HDFC Bank IFSC code: HDFC0CMSNOC
Start paying your monthly instalments online and at the time of maturity, submit all the physical copies of the payment bills to redeem - Offline payment
Payment mode for the plan can be in the following manners- Credit Card / Debit Card / Cash / DD / Cheque. Subscribers can submit all the cheques at once through this scheme. However, the terms of the Plan shall not be violated under any circumstances.
- Redeem
Freedom to choose how you wish to redeem the plan on the date of maturity. You can buy either bullion or jewellery or even both, under this scheme. Also, you can redeem this scheme for any precious metals (Gold, Silver & Platinum) or precious stones (Diamond & Colour Stones)
Required Documents
- Passport
- Pan Card
- PAN Card copy is mandatory, in case the maturity amount is equal to or more than
INR2,00,000/- per member/application. - Driving License
- Aadhar card
- Voter ID card
However, original identity proof is required at the time of closure of the same person who had purchased the scheme.
Note: There may be changes in the schemes, hence confirm with the retailers before you save through them.
Also Read Review- Bhima Jewellery Gold Scheme | T&C | Payment | Documents
Helpline Numbers
Also Read What is Gold Saving Scheme in GRT? | Benefits | Online Payment | 2021
Source & Icon – https://www.pngadgil.com/