Reliance Jewels Scheme 2023 – How to Enroll in the Gold Scheme? | T&C | Scheme Type

Reliance Jewels Scheme

Reliance Jewels


Reliance Jewels is a part of Reliance Industries Ltd., which is owned by Mukesh Ambani.
Over the years, Reliance Jewels have catered to a wide range of audiences. With a maximum priority on consumer outreach and innovative jewellery, this company has expanded its horizons rapidly.
The Company guarantees the quality of jewellery it sells. Therefore, all gold jewellery at its outlets is 100 percent BIS hallmarked every diamond is certified by an International Certification Laboratory.
Hence, customers are ensured of the purity of gold and quality of diamonds.
Reliance Jewels have introduced Golden Steps Plan also known as Reliance Jewels Scheme 2023.
Generally, this scheme will assist you to plan your jewellery purchase for any occasion like weddings, anniversaries, and birthdays well in advance. Here are the key benefits of the scheme.

1.Earn up to 350% of 1 month’s installment.
2.BIS hallmarked gold jewllery.
3.Internationally certified diamond jewellery.
4.The highest degree of safety with care AAA rating.
5.Pan India network of 107 stores in 58 cities.
6.Avail of additional offers on redemption.

Also Read Malabar Gold EMI Scheme | Features | Payment | Terms and Conditions

Reliance Jewels Gold Scheme

SchemeGolden Steps Plan
EligibilityAnybody above 18 years of age.
Account By visiting the nearest Reliance Jewel showroom (offline).
Minimum Investment INR 1000/-
Maximum InvestmentMultiples of INR 500/-
Tenure11 Months & 24 Months.
PaymentOffline – through cash, cards, ECS, PDCs at showrooms.
Online – through Reliance Jewels website using your cards, net-banking, etc.
Nominee facilityYes

Scheme Type with Example


Scheme 1 – Pay 11 monthly installments and get a discount as below:

One Instalment Amount()First Payment DateContribution PeriodScheme Maturity DateNo. of Saving MonthsDiscount* (As % of One Month’s Instalment)Maturity Benefit as Discount ()
100001-Jan-2111 Months01-Dec-211165% 650
100001-Jan-2111 Months01-Jan-221275% 750
100001-Jan-2111 Months01-Feb-221385% 850

Scheme 2 Pay 24 monthly installments and get a discount as below:

One Instalment Amount()First Payment DateContribution PeriodScheme Maturity DateNo. of Saving MonthsDiscount* (As % of One Month’s Instalment)Maturity Benefit as Discount ()
100001-Jan-2124 Months01-Jan-2324300% 3000
100001-Jan-2124 Months01-Feb-2325330% 3300
100001-Jan-2124 Months01-Mar-2326350% 3500

Also Read Anjali Jewellers Monthly Scheme | Features | T&C | Application form | Payment

Terms and Conditions

  • There is no cash refund available.
  • Discontinuation of the scheme is not permitted within 6 months of the first payment date.
  • If the subscriber wishes to purchase jewellery before completing the scheme (but not before 6 months of payment of the first installment) the customer will still get the benefit but the eligible discount shall stand on a pro-rata basis.
  • GST & any other government levies at the time of delivery for all sales transactions will be borne by the customer.
  • Redemption against the scheme is allowed against any product in the showroom (excluding gold coins/vali and silver coins/articles).
  • The customer may appoint a nominee on submission of KYC details for both self and the nominee.
  • The terms and conditions can be altered/modified at the discretion of Reliance Jewels.

How to Enroll in the Reliance Jewels Gold Scheme?


Time needed: 5 minutes

Follow the steps given below for applying the scheme offline and payment online.

  1. Offline Enrollment Process

    Enrollment in the scheme can be easily done by walking into a Reliance Jewels store.
    Fill in a simple Application Form and submit it along with any of the documents for identity proof.

  2. Nominee Detail

    You may also nominate any person as a nominee to your account. You need to provide the name & contact details & and identification proof of the nominee.
    The first installment is to be paid through Cash, Debit/Credit Card, or Cheque.

  3. Online & Offline Payment

    Subsequent installments can be paid through Post-dated cheques, ACH apart from Cash/Card or Online.

    Offline Payment – To make the payment, the subscriber must carry the membership detail.
    To make the payment towards the scheme, the subscriber(s) can pay through cash, credit card, electronic clearance service, or through cheque or demand draft favoring “Reliance Retail Limited“. However, only local cheques or cheques payable at par are accepted.

    Online Payment – For paying the monthly installment, visit site and click on “Login“.
    To log in, you need to use the correct customer ID and password.
    After a successful login, select the existing scheme and then click agree and then go to the payment page.

  4. Redeem

    You can purchase jewellery from any of the Reliance Jewels Showrooms for an amount equal to or more than the installments paid plus a discount under the scheme (purchase eligibility amount).
    The final purchase value should be equal to or in excess of the purchase eligibility amount. However, partial redemption of the scheme is not permitted.

Also Read Gold Scheme in Kalyan Jewellers – Review 2021 | Monthly Online Pay | T&C

Required Documents

  • Passport
  • Pan Card –
  • PAN Card copy is mandatory, in case the maturity amount is equal to or more than INR 2,00,000/- per member/application.
  • Driving License
  • Aadhar card
  • Voter ID card
    However, original identity proof is required at the time of closure of the same person who had purchased the scheme.

NoteThere may be changes in the schemes, hence confirm with the retailers before you save through them.

Also Read Review- Bhima Jewellery Gold Scheme | T&C | Payment | Documents

Helpline Numbers

Registered Office3rd Floor, Court House, Lokmanya Tilak Marg, Dhobi Talao, Mumbai-400002
Helpline Number1800 891 0001, 1800 102 7382

Also Read What is Gold Saving Scheme in GRT? | Benefits | Online Payment | 2021

Source – Reliance Jewels