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Latest SBI Secure OTP App – Activation & Registration Process | Is SBI Secure OTP Safe?

Latest SBI Secure OTP App - Activation & Registration Process | Is SBI Secure OTP Safe?

What is SBI Secure OTP App?

In this article, we will discuss in detail the latest SBI Secure OTP App. This app can be used for authenticating transactions done via SBI Internet Banking or Yono lite App. It’s a one-step towards higher safety and security of your account as this will add an extra layer of security to your account.

This app will replace the need of receiving OTP for Internet banking transactions via SMS. On successful registration, OTP can be generated using this app if the device on which this app is installed is connected to the internet.

This app will be quite useful if already registered on your android or IOS. Above all, if you’re not using your registered mobile number as a primary number so no need to recharge your number every time to get to do the transactions via Internet banking and receive the OTP by SMS. Post registering on this app, you can carry out the transaction by receiving the OTP via this app. Moreover, this app will also be useful in case you’re at a place where your mobile network is not good. Therefore, tends to delay OTP receiving via SMS.

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Is SBI Secure OTP Safe?

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Definitely SBI secure OTP is safe as it’s adding an extra layer of security to the internet banking account. As SBI allows you to make a transaction over a completely secure medium. All these transactions are routed via SSL encrypted medium which ensures the highest level of security on the internet.

However, in case you lose your mobile ensure you contact your telecom provider to block your sim. Further, you procure the new SIM from the operator now use the same SIM in the new mobile handset and follow the registration process.

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How to do the Registration and Activation of SBI Secure OTP App?

Time needed: 1 minute.

With these simple steps, you can register and activate the SBI Secure OTP app

  1. Download the App from the Playstore

    Go to the play store or apple store to download the SBI Secure OTP App.

  2. Enter Internet Banking’s Username

    Please key in your username for your internet banking.

  3. Selection of SIM followed with INB password

    In case there are two sims in your device then it will ask to select the sim registered with your SBI Internet banking. Ensure your mobile number is recharged with a basic plan as SMS will be sent to your mobile number for verification. Followed with SMS charges deduction. Now enter the internet banking password.

  4. Send OTP

    Click on send OTP and tick the box for accepting their terms and conditions. Now click on ok to wait for OTP.

  5. Enter the OTP

    Now punch the OTP received on your registered mobile number for authentication and click on confirm.

  6. Set MPIN

    Post OTP validation set your four-digit pin MPIN to secure this app with an extra layer of safety.

  7. Activation code sent

    You will receive an activation code on your registered mobile number. Now you have to log in to the SBI internet banking webpage: https://retail.onlinesbi.com/retail/login.htm

  8. Go profile section

    After logging into internet banking, choose the profile section and select the activation secure OTP link option on the High-Security Option

  9. Enter the Activation code

    Now punch the activation code received on the registered contact number. This way your SBI secure OTP app’s registration gets successfully completed and now onward you will not receive the OTP via SMS on your registered number.

SBI Secure OTP App Is Not Working

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In case the Secure OTP App is not working then alternatively you can contact the SBI Mobility team to troubleshoot your issue with the help of a screenshot. In case you wish to carry any transactions ensure while activating the high-security password you don’t choose the only medium of OTP receiving as an SBI secure app. Instead, choose an SMS/Email address so that you have an alternate solution in case this app doesn’t work. Or else you have the YONO app installed on your device login with MPIN option wherein OTP is not needed.

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Conclusion

The objective with which this app has been developed is commendable as SBI the largest bank of India tries to make the life of the user easier. However, if you check the rating of this app on Playstore is very disappointing barely 2. Hence, while downloading this app please make sure you opt for the SMS option also while choosing the high-security option as alternative means as half the time this app doesn’t work as inferred from the user’s remark.

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FAQs

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What is SBI secure OTP for the NRI account?

SBI secure app generates OTP for Internet banking or YONO app user. Therefore, it applies to NRI account users if they have internet banking activated.

How to deregister SBI secure OTP app?

In case one wishes to de-register from this app, just log in to this app and go to the setting menu or else log in to INB, visit the profile section, and choose the high-security option to de-register from this facility.

Why SBI OTP is not coming to my mobile?

OTP not receiving on your mobile number could be your number is not recharged with a basic plan with your telecom provider or the network issue with your current service provider.

How to use SBI secure OTP app?

You can use this app while making any transaction via internet banking, the YONO app, or at a merchant site. In case you’re activated on SBI secure OTP option, then while making any transaction SBI will prompt you to select the option of receiving OTP as online OTP. In case you select Online OTP, then open this app, tap on active OTP and enter the OTP reflecting on your screen for successful completion of the transaction.

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